COMPANY FORMATION · BANKING
Keep your money out of one bank's hands.
We incorporate in the right country, spread your accounts across several countries and banks, and prepare the answer to every question the bank will ask. Crypto-sourced funds included.
Five short questions; if it fits, you pick a time for the call on the same screen.
- 1Revolut can close your account
- 2Mercury and Wise can freeze your money
- 3Hold accounts in 4+ countries
- 4Use banks with branches
- 5Know which countries share your data (CRS)
- 6Accounts can be opened remotely
- 7Crypto transfers get flagged
- 8Hold more than one currency
- 9Build it all before an account freezes
9 RULES OF BANKING ABROAD
WHY ACCOUNTS FREEZE
Usually the reason is the file, not the money.
When a bank or payment app restricts an account, the reason is rarely crime. More often there is no answer ready for the bank's question on the day it asks.
The source cannot be explained
Where did the money come from, and what was sold for it? Any transfer that contracts, invoices and tax records cannot back up is open to review.
The structure cannot be read
Which company, where, owned by whom, and which way does money move? If compliance cannot see it on one page, the account is refused or closed.
The crypto trail is undocumented
Transfers from exchanges trigger extra review at most banks. Without exchange statements and a source-of-funds report the account can be restricted overnight.
Everything hangs on one point
If all the money sits in one app or one country, one decision stops the whole business.
WHAT WE DO
From company to account, one plan.
Structure and country
We decide with you where the company should sit, based on your business, your customers and how banks will read you. In-country formation steps run through our licensed partners.
Fourteen jurisdictionsBank and country map
We work out which banks and countries accept your profile and build an account plan across at least two countries and more than one institution.
Compliance file
Ownership chart, business description, source-of-funds and source-of-wealth documents, business plan: a file that answers the compliance team's questions before they ask.
Application and bank meeting
We apply with the file and handle the bank's follow-up questions and meeting with you.
Crypto-sourced funds
Exchange statements, the on-chain trail and a source-of-funds report turn crypto income into a file a bank can read; we work with banks that accept such funds.
Reporting and returns
We map which accounts are reported automatically to your home tax authority (CRS) and make sure the structure matches your returns.
CRYPTO EXPERIENCE
We know the banking side of crypto businesses from the inside.
We run licence applications for crypto-asset service providers, token launches, real-world-asset tokenisation and Bitcoin project structuring. In every one of them the hardest question is the same: how will you explain the source of this money to a bank?
So we treat crypto income not as ordinary trading revenue but as a source with a file of its own. Which exchange, which wallet, which date, which tax record: ready before the bank asks.
PLAINLY
PROCESS
From application to first account.
- 01
Application
A short form: your company, your goal, your budget. If it fits, you pick a time for a 15-minute call.
- 02
Map
Structure, countries and banks in one plan, with timing and cost in writing.
- 03
File
The compliance file and source-of-funds documents, with a separate report for crypto funds.
- 04
Formation and accounts
Incorporation and bank applications, follow-up questions and meetings included.
FAQ
Common questions.
Can an account be opened fully remotely?
At some banks and in some countries, yes; others require an in-person meeting. We settle which fits you at the map stage.
Will any bank accept my crypto-sourced money?
Some will, but not every bank and not with every file. Without a report that documents the source and the right choice of bank, an application usually ends in refusal or restriction.
Isn't Revolut or Wise enough?
They are very good for daily use and not enough as your only account. These providers can restrict an account without giving a reason. We use them as one part of the structure, never the only part.
How long does it take?
From a few weeks to a few months, depending on the bank and the country. At the map stage we give you an estimated time for each step in writing.
How is the fee set?
By scope: how many countries, companies and banks, and whether there is a crypto file. After the first call we send a written proposal; scope and fee are settled before work starts.
APPLICATION
Let's build it before an account freezes.
A year early beats a day late.
- Five short questions, two minutes.
- If it fits, you pick a time for the call on the same screen.
- If not, I'll email you why and what you can do now.